Bitonic vs Swan

Updated: October 2025

Quick take

Bitonic offers a brokerage experience with automatic delivery to your wallet. Swan is a savings‑oriented custodial platform with recurring buys and education, encouraging withdrawals. Compare KYC posture, recurring features, withdrawal behavior, and whether guided purchases or a savings app suits you.

Bitonic vs Swan — full comparison (Buy Bitcoin)
Platform	Exchange Exchange
Features	iDeal Bitcoin will automatically be sent to your wallet EU only First $10.000 no fees Education focused Bitcoin retirement products US only Fees on recurring buys KYC required
Fees Processing fees	1% recurring monthly buys: up to €250: 0% €250 and up: 0.89% up to $10,000: 0% $10,000 and up: 0.99%
DCA (Dollar Cost Averaging)	Yes: but free only on the first €250 with every purchase Yes: but with fees after the first $10.000
Payment Methods	iDEAL, Bancontact, SEPA Bank Transfer, Wire Transfer
Custody & Control	Custodial Custodial
KYC Required	Yes Yes
Open Source	No No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Mobile & Desktop Mobile & Desktop
App Ratings	iOS: 4.5 Android: 4.4 iOS: 4.8 Android: 4.6
Profile Founder(s)	Robert de Waard, Jouke Hofman & Niels van Groningen Cory Klippsten
Company description	Bitonic is the oldest and largest Bitcoin-only broker in the Netherlands, founded in 2012, with a reputation for reliability and simplicity. They offer fast, automatic Bitcoin delivery via iDEAL, SEPA... Bitonic is the oldest and largest Bitcoin-only broker in the Netherlands, founded in 2012, with a reputation for reliability and simplicity. They offer fast, automatic Bitcoin delivery via iDEAL, SEPA, and Bancontact, and their fully automated system ensures quick transfers. Bitonic is the oldest and largest Bitcoin-only broker in the Netherlands, founded in 2012, with a reputation for reliability and simplicity. They offer fast, automatic Bitcoin delivery via iDEAL, SEPA, and Bancontact, and their fully automated system ensures quick transfers. It stands out with its direct purchase model, selling Bitcoin from its own stock for instant delivery and transparent pricing, avoiding third-party intermediaries. Bitonic offers buying, selling, and saving Bitcoin via iDEAL, SEPA, or Bancontact and provide an Auto Invest savings feature, allowing users to easily set up recurring Bitcoin purchases, (though only up to €250 \| 271,023 sats) and a business solution for Bitcoin payments. Its app, rated 4.5 stars on iOS, is praised for its clean, no-nonsense design, though some users report slow verification. The platform uses multi-signature cold storage for security and encourages self-custody with personal wallets. Their vision focuses on making Bitcoin accessible and easy for Dutch and European users, backed by education through Bitonic Academy and news via Bitcoin.nl. Overall, Bitonic is ideal for beginners who want a reliable, no-altcoin platform in Europe, with fast transactions, clear pricing and a strong local support. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. What makes Swan distinct is its focus on self-custody support and education. It automatically withdraws BTC weekly to your own address and provides guides for self-custody, while also offering Swan Guard with fraud protection and identity verification tools. Swan prioritizes teaching users about Bitcoin's value for financial freedom. Swan also targets long-term savers by offering IRA products making Bitcoin tax-advantaged retirement savings easier. Swan offers zero-fee purchases on the first $10,000, a low 0.99% fee for recurring buys, and free withdrawals to personal wallets, encouraging self-custody. Its app is praised for its clean design and simple setup. However, some users report slow customer support and issues with account restrictions. Its vision is to onboard 10 million Bitcoin users by promoting Bitcoin as better money for a decentralized future.
Founded in	2012 2019
Website	bitonic.nl swanbitcoin.com
Availability	Available in Europe Available in United States

FAQs

Does Swan operate outside the U.S.?

Swan is currently not available to residents outside of the United States. They hope to serve international clients again in the future.

Does Swan support IRAs?

Yes. Swan offers Bitcoin retirement products (IRAs) alongside savings features.

Which is better for recurring buys?

Both support DCA. Bitonic offers a free tier on the first €250 per purchase; Swan has 0% up to $10,000 and fees thereafter. Choose based on your country and fee tier.