Hodlhodl vs Pocket

Updated: October 2025

Quick take

Hodlhodl suits marketplace P2P with multisig escrow and wide fiat rails on desktop. Pocket favors non‑custodial recurring bank transfers sent to your wallet. Compare manual trading vs scheduled DCA, KYC‑light posture, and interface preferences.

Hodlhodl vs Pocket — full comparison (Buy Bitcoin)
Platform	P2P P2P
Features	No KYC Non-custodial Many payment methods Required to build reputation on closed platform High premium without reputation No recurring buys Non-custodial Bitcoin will automatically be sent to your wallet KYC-light EU only Bitcoin is purchased through Kraken
Fees Processing fees	0.5% 1.5%
DCA (Dollar Cost Averaging)	No Yes
Payment Methods	Bank Transfer, Revolut, Cash in Person, Wise, SEPA, PayPal SEPA, Bank Transfer
Custody & Control	Non-custodial Non-custodial
KYC Required	No Yes, but only for purchases over €1.000
Open Source	No No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Desktop only Mobile only
App Ratings	No app available iOS: 4.2 Android: ?
Profile Founder(s)	Max Keidun David Knezic
Company description	Hodl Hodl is a peer-to-peer (p2p) Bitcoin trading and lending platform based in London that stands out by being fully non-custodial and privacy-focused. Instead of holding funds, it uses multisig escr... Hodl Hodl is a peer-to-peer (p2p) Bitcoin trading and lending platform based in London that stands out by being fully non-custodial and privacy-focused. Instead of holding funds, it uses multisig escrow contracts, so users retain control of their Bitcoin until both parties agree to release it, shifting trust from the exchange to individual traders, as trades happen directly between user's Bitcoin wallets rather than a centralized entity. Hodl Hodl is a peer-to-peer (p2p) Bitcoin trading and lending platform based in London that stands out by being fully non-custodial and privacy-focused. Instead of holding funds, it uses multisig escrow contracts, so users retain control of their Bitcoin until both parties agree to release it, shifting trust from the exchange to individual traders, as trades happen directly between user's Bitcoin wallets rather than a centralized entity. What separates Hodl Hodl from custodial platforms is its ability to let people trade without KYC (Know Your Customer) or central control, supporting over 100 currencies and various payment methods including cash, bank transfers, even PayPal. You do pay a higher premium on Bitcoin set by the seller, especially when you're a beginner and have to build a reputation on the platform. The web-based interface is beginner-friendly, praised by users for easy signup without mandatory ID checks, though users note clunky navigation and scam risks from unresponsive traders. To unlock significant transaction amounts, users must build trust through reviews and completed trades, as higher limits depend on a strong reputation score. Hodl Hodl's vision is to foster a decentralized Bitcoin economy, ideal for beginners who want self-custody and anonymity, but users should be careful, stay informed, and follow best practices during trades. Pocket Bitcoin stands out with its non-custodial model, sending Bitcoin directly to your wallet without holding funds, and a no-account, KYC-light approach for daily buys up to €1,000 \| 0.01 BTC \| 0.0... Pocket Bitcoin stands out with its non-custodial model, sending Bitcoin directly to your wallet without holding funds, and a no-account, KYC-light approach for daily buys up to €1,000 \| 0.01 BTC \| 0.01 BTC, prioritizing privacy. It offers one-off or recurring buys via bank transfer, with a 1.5% fee and no withdrawal fees, supporting select hardware wallets like Trezor and Ledger with message signing. Pocket Bitcoin stands out with its non-custodial model, sending Bitcoin directly to your wallet without holding funds, and a no-account, KYC-light approach for daily buys up to €1,000 \| 0.01 BTC \| 0.01 BTC, prioritizing privacy. It offers one-off or recurring buys via bank transfer, with a 1.5% fee and no withdrawal fees, supporting select hardware wallets like Trezor and Ledger with message signing. Pocket's mission is to make Bitcoin ownership frictionless and private, promoting self-custody without complexity and with a vision to expand to a dozen more European countries and enhance wallet integrations. The mobile app, and the web portal for managing orders and wallet settings, are praised for their simple interface and fast transactions, but some find the fees slightly high.
Founded in	2018 2020
Website	hodlhodl.com pocketbitcoin.com
Availability	Available in South America, Europe, Africa, Asia, Oceania Available in Europe

FAQs

Can Pocket set up automatic bank-transfer DCA to my wallet?

Yes. Pocket is built for recurring bank-transfer DCA and delivers every purchase straight to your own wallet.

Which supports recurring buys?

Pocket supports recurring DCA out of the box. HodlHodl does not list built-in recurring buys—it’s geared toward ad-hoc P2P trades.

Are HodlHodl trades on-chain?

Yes. HodlHodl uses on-chain multisig escrow with refundable security deposits. Settlement occurs on the Bitcoin blockchain once the trade conditions are met.