Peach vs Pocket

Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy.

Users must build trust through reviews and completed trades to unlock higher transaction limits. It supports over 100 payment methods, including cash and gift cards, with a 2% fee for buyers and free selling.

Peach's mission is to make peer-to-peer Bitcoin trading the standard, promoting financial freedom, with plans to enhance Lightning Network support and expand globally, especially in Latin America and Africa. The vision is to offer a private, on‑the‑go way to trade Bitcoin without heavy identity requirements, making it attractive to beginners who want control and privacy without overcomplicating the process. Beginners love its privacy and ease, but some find the mobile-only platform limiting.

Pocket Bitcoin stands out with its non-custodial model, sending Bitcoin directly to your wallet without holding funds, and a no-account, KYC-light approach for daily buys up to €1,000 | 0.01 BTC | 0.01 BTC, prioritizing privacy. It offers one-off or recurring buys via bank transfer, with a 1.5% fee and no withdrawal fees, supporting select hardware wallets like Trezor and Ledger with message signing.

Pocket's mission is to make Bitcoin ownership frictionless and private, promoting self-custody without complexity and with a vision to expand to a dozen more European countries and enhance wallet integrations.

The mobile app, and the web portal for managing orders and wallet settings, are praised for their simple interface and fast transactions, but some find the fees slightly high.