Peach vs Relai

Updated: October 2025

Quick take

Peach suits mobile‑only P2P with diverse payment rails and simple trade flows. Relai favors an app with recurring buys and automatic withdrawals to your address. Compare custody expectations, KYC posture, fiat rails, and whether ad‑hoc peer trades or app‑guided buys fit better.

Peach vs Relai — full comparison (Buy Bitcoin)
Platform	P2P Exchange
Features	No KYC Non-custodial Many payment methods Mobile only No recurring buys Required to build reputation on closed platform Self-custodial wallet included Bitcoin will automatically be sent to your wallet Fees on recurring buys Minimum buy amount EU only
Fees Processing fees	2% €50 - €100 per month: free up to €1.200 €1200 and above: 1%
DCA (Dollar Cost Averaging)	No Yes: but free only on the first €1.200
Payment Methods	Bank Transfer, Cash in Person, SEPA, Wise, Revolut, Twint SEPA, Credit Card, Apple Pay, Google Pay
Custody & Control	Non-custodial Custodial
KYC Required	No Yes
Open Source	Yes No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Mobile only Mobile only
App Ratings	iOS: In development Android: N/A iOS: 4.6 Android: 4.1
Profile Founder(s)	Stephanie Julian Liniger & Adem Bilican
Company description	Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user fund... Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Users must build trust through reviews and completed trades to unlock higher transaction limits. It supports over 100 payment methods, including cash and gift cards, with a 2% fee for buyers and free selling. Peach's mission is to make peer-to-peer Bitcoin trading the standard, promoting financial freedom, with plans to enhance Lightning Network support and expand globally, especially in Latin America and Africa. The vision is to offer a private, on‑the‑go way to trade Bitcoin without heavy identity requirements, making it attractive to beginners who want control and privacy without overcomplicating the process. Beginners love its privacy and ease, but some find the mobile-only platform limiting. Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control thei... Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control their Bitcoin via a 12-word seed phrase. After purchasing Bitcoin, it will be directly sent to your wallet. Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control their Bitcoin via a 12-word seed phrase. After purchasing Bitcoin, it will be directly sent to your wallet. Relai offers purchases starting at €50 \| 54,205 sats, one free buy up to €100 \| 108,409 sats monthly, until you hit €1200. After that you pay a 1% fee for any transaction. For businesses and wealthy individuals Relai offers personal service and expert guidance. Its app, rated 4.5 stars on iOS, is praised by users for simple onboarding and smooth navigation, though some users report verification delays or high card fees. Relai focuses on privacy and self-custody, with optional KYC for small transactions. Its vision is to make Bitcoin saving accessible across Europe, with plans to add Lightning Network support for faster payments. Beginners love its straightforward design and security, but it's limited to Europe and lacks advanced savings features.
Founded in	2022 2020
Website	peachbitcoin.com relai.app
Availability	Available globally Available in Europe

FAQs

Is Peach available outside EU?

Yes. Peach is available globally with exceptions to the US, China and some OFAC/EU restricted countries.

Does Relai allow credit cards?

Yes. Relai supports card payments and mobile wallets (Credit Card, Apple Pay, Google Pay) alongside SEPA.

Which has higher limits?

It depends. Peach limits vary by counterparty, region, and your reputation on the platform. Relai uses app-defined tiers with a noted minimum buy amount.