Peach vs Strike

Updated: October 2025

Quick take

Peach supports non‑custodial mobile P2P trading with flexible payment options. Strike is a custodial mobile app with recurring buys and Lightning payments. Compare custody, KYC posture, and whether peer trades or integrated payment features fit your use case.

Peach vs Strike — full comparison (Buy Bitcoin)
Platform	P2P Exchange
Features	No KYC Non-custodial Many payment methods Mobile only No recurring buys Required to build reputation on closed platform Free recurring buys Free withdrawals to self-custody Limited utility non-US users KYC required
Fees Processing fees	2% Based on monthly trading volume up to $250: 0.99% $250 - $2,000: 0.95% $2,000 - $5,000: 0.89% $5,000 - $50,000: 0.79% $50,000 - $500,000: 0.69% $500,000 - $5,000,000: 0.59% $5,000,000 - $15,000,000: 0.49% $15,000,000 and over: 0.39%
DCA (Dollar Cost Averaging)	No Yes: Recurring orders are free
Payment Methods	Bank Transfer, Cash in Person, SEPA, Wise, Revolut, Twint Bank Transfer, Debit Card, Cash App
Custody & Control	Non-custodial Custodial
KYC Required	No Yes
Open Source	Yes No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Mobile only Mobile only
App Ratings	iOS: In development Android: N/A iOS: 4.8 Android: 4.5
Profile Founder(s)	Stephanie Jack Mallers
Company description	Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user fund... Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Users must build trust through reviews and completed trades to unlock higher transaction limits. It supports over 100 payment methods, including cash and gift cards, with a 2% fee for buyers and free selling. Peach's mission is to make peer-to-peer Bitcoin trading the standard, promoting financial freedom, with plans to enhance Lightning Network support and expand globally, especially in Latin America and Africa. The vision is to offer a private, on‑the‑go way to trade Bitcoin without heavy identity requirements, making it attractive to beginners who want control and privacy without overcomplicating the process. Beginners love its privacy and ease, but some find the mobile-only platform limiting. Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custod... Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custody. Its recurring buy feature at no fee costs after the initial setup, makes DCA (dollar‑cost averaging) simple and efficient. Strike also functions as a Lightning wallet, enabling quick micropayments with features like unique payment links and cash-to-Bitcoin transfers, and offers responsive customer support praised by users. Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custody. Its recurring buy feature at no fee costs after the initial setup, makes DCA (dollar‑cost averaging) simple and efficient. Strike also functions as a Lightning wallet, enabling quick micropayments with features like unique payment links and cash-to-Bitcoin transfers, and offers responsive customer support praised by users. Strike's vision goes beyond being merely another payment app. It aims to democratize financial access, reduce dependency on traditional banks, and promote financial sovereignty by empowering individuals to manage their money independently. Their user-friendly app interface, available on both iOS and Android, highlights simplicity and accessibility with a minimalistic design. In the US, Strike now offers a powerful Bill Pay feature aiming to reduce reliance on fiat currency and combat inflation by leveraging Bitcoin's appreciating value, with automated tax reporting to simplify the process. Another Strike feature is the Bitcoin‑backed loan that lets users pledge Bitcoin as collateral and borrow USD with no origination or early repayment fees. Loans can be repaid anytime without penalties.
Founded in	2022 2020
Website	peachbitcoin.com strike.me
Availability	Available globally Available globally

FAQs

Is Strike available in my country?

Strike has global availability with limitations for non-U.S. users.

Does Peach escrow funds?

Yes. Peach is non-custodial and uses multisig escrow so neither party nor the platform holds your bitcoin during the trade.

Which supports recurring buys?

Strike. It supports free recurring buys with fees on the first transaction only. Peach does not support recurring buys.