Peach vs Swan

Updated: October 2025

Quick take

Peach suits mobile‑only P2P for flexible fiat rails and simple trade flows. Swan favors a savings‑oriented custodial platform with recurring buys and education. Compare custody, KYC posture, recurring features, and interface expectations.

Peach vs Swan — full comparison (Buy Bitcoin)
Platform	P2P Exchange
Features	No KYC Non-custodial Many payment methods Mobile only No recurring buys Required to build reputation on closed platform First $10.000 no fees Education focused Bitcoin retirement products US only Fees on recurring buys KYC required
Fees Processing fees	2% up to $10,000: 0% $10,000 and up: 0.99%
DCA (Dollar Cost Averaging)	No Yes: but with fees after the first $10.000
Payment Methods	Bank Transfer, Cash in Person, SEPA, Wise, Revolut, Twint Bank Transfer, Wire Transfer
Custody & Control	Non-custodial Custodial
KYC Required	No Yes
Open Source	Yes No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Mobile only Mobile & Desktop
App Ratings	iOS: In development Android: N/A iOS: 4.8 Android: 4.6
Profile Founder(s)	Stephanie Cory Klippsten
Company description	Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user fund... Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Peach Bitcoin is a mobile-only peer-to-peer platform for buying and selling Bitcoin. It stands out with its non-custodial model, using multi-signature escrow to secure trades without holding user funds, shifting trust to individual traders, and offering KYC-free (Know Your Customer) transactions up to 1,000 CHF daily, emphasizing privacy. Users must build trust through reviews and completed trades to unlock higher transaction limits. It supports over 100 payment methods, including cash and gift cards, with a 2% fee for buyers and free selling. Peach's mission is to make peer-to-peer Bitcoin trading the standard, promoting financial freedom, with plans to enhance Lightning Network support and expand globally, especially in Latin America and Africa. The vision is to offer a private, on‑the‑go way to trade Bitcoin without heavy identity requirements, making it attractive to beginners who want control and privacy without overcomplicating the process. Beginners love its privacy and ease, but some find the mobile-only platform limiting. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. Swan Bitcoin, launched by Cory Klippsten and based in California, is a platform focused on making it easy for beginners to buy and save Bitcoin. What makes Swan distinct is its focus on self-custody support and education. It automatically withdraws BTC weekly to your own address and provides guides for self-custody, while also offering Swan Guard with fraud protection and identity verification tools. Swan prioritizes teaching users about Bitcoin's value for financial freedom. Swan also targets long-term savers by offering IRA products making Bitcoin tax-advantaged retirement savings easier. Swan offers zero-fee purchases on the first $10,000, a low 0.99% fee for recurring buys, and free withdrawals to personal wallets, encouraging self-custody. Its app is praised for its clean design and simple setup. However, some users report slow customer support and issues with account restrictions. Its vision is to onboard 10 million Bitcoin users by promoting Bitcoin as better money for a decentralized future.
Founded in	2022 2019
Website	peachbitcoin.com swanbitcoin.com
Availability	Available globally Available in United States

FAQs

Is Swan U.S.-centric?

Yes, Swan offers services only to U.S. residents currently.

Does Swan offer IRAs?

Yes. Swan provides Bitcoin retirement (IRA) products alongside its savings features.

Does Peach require ID?

Peach is KYC-free for smaller trades. For larger limits, verification can apply depending on your region and the payment method you choose.