Relai vs Strike

Updated: October 2025

Quick take

Relai supports recurring buys and automatic withdrawals in a mobile app with a self‑custodial wallet. Strike fits a custodial mobile app with Lightning payments and recurring orders. Compare KYC posture, recurring features, and which app flow you prefer for daily usage.

Relai vs Strike — full comparison (Buy Bitcoin)
Platform	Exchange Exchange
Features	Self-custodial wallet included Bitcoin will automatically be sent to your wallet Fees on recurring buys Minimum buy amount EU only Free recurring buys Free withdrawals to self-custody Limited utility non-US users KYC required
Fees Processing fees	€50 - €100 per month: free up to €1.200 €1200 and above: 1% Based on monthly trading volume up to $250: 0.99% $250 - $2,000: 0.95% $2,000 - $5,000: 0.89% $5,000 - $50,000: 0.79% $50,000 - $500,000: 0.69% $500,000 - $5,000,000: 0.59% $5,000,000 - $15,000,000: 0.49% $15,000,000 and over: 0.39%
DCA (Dollar Cost Averaging)	Yes: but free only on the first €1.200 Yes: Recurring orders are free
Payment Methods	SEPA, Credit Card, Apple Pay, Google Pay Bank Transfer, Debit Card, Cash App
Custody & Control	Custodial Custodial
KYC Required	Yes Yes
Open Source	No No
User Experience	0.0 out of 5 rate (0) 0.0 out of 5 rate (0)
Interface	Mobile only Mobile only
App Ratings	iOS: 4.6 Android: 4.1 iOS: 4.8 Android: 4.5
Profile Founder(s)	Julian Liniger & Adem Bilican Jack Mallers
Company description	Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control thei... Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control their Bitcoin via a 12-word seed phrase. After purchasing Bitcoin, it will be directly sent to your wallet. Relai, founded in 2020 in Zürich, Switzerland, is an app designed for beginners to buy and save Bitcoin easily. It stands out from competitors with its non-custodial wallet, meaning users control their Bitcoin via a 12-word seed phrase. After purchasing Bitcoin, it will be directly sent to your wallet. Relai offers purchases starting at €50 \| 54,205 sats, one free buy up to €100 \| 108,409 sats monthly, until you hit €1200. After that you pay a 1% fee for any transaction. For businesses and wealthy individuals Relai offers personal service and expert guidance. Its app, rated 4.5 stars on iOS, is praised by users for simple onboarding and smooth navigation, though some users report verification delays or high card fees. Relai focuses on privacy and self-custody, with optional KYC for small transactions. Its vision is to make Bitcoin saving accessible across Europe, with plans to add Lightning Network support for faster payments. Beginners love its straightforward design and security, but it's limited to Europe and lacks advanced savings features. Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custod... Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custody. Its recurring buy feature at no fee costs after the initial setup, makes DCA (dollar‑cost averaging) simple and efficient. Strike also functions as a Lightning wallet, enabling quick micropayments with features like unique payment links and cash-to-Bitcoin transfers, and offers responsive customer support praised by users. Strike's goal is to make worldwide payments in Bitcoin as easy as possible, it offers free on‑chain and Lightning withdrawals, making it flexible and cost‑effective to hold your Bitcoin in self-custody. Its recurring buy feature at no fee costs after the initial setup, makes DCA (dollar‑cost averaging) simple and efficient. Strike also functions as a Lightning wallet, enabling quick micropayments with features like unique payment links and cash-to-Bitcoin transfers, and offers responsive customer support praised by users. Strike's vision goes beyond being merely another payment app. It aims to democratize financial access, reduce dependency on traditional banks, and promote financial sovereignty by empowering individuals to manage their money independently. Their user-friendly app interface, available on both iOS and Android, highlights simplicity and accessibility with a minimalistic design. In the US, Strike now offers a powerful Bill Pay feature aiming to reduce reliance on fiat currency and combat inflation by leveraging Bitcoin's appreciating value, with automated tax reporting to simplify the process. Another Strike feature is the Bitcoin‑backed loan that lets users pledge Bitcoin as collateral and borrow USD with no origination or early repayment fees. Loans can be repaid anytime without penalties.
Founded in	2020 2020
Website	relai.app strike.me
Availability	Available in Europe Available globally

FAQs

Is Strike available in my country?

Strike has global availability with limitations for non-U.S. users. Relai is available in Europe only.

Does Relai support bank cards and Apple/Google Pay?

Yes. Relai supports cards plus Apple Pay and Google Pay.

Which allows recurring buys?

Both. Relai and Strike support recurring DCA but Strike offers no fees after the first transaction. Relai charges a 1% fee after the first 1.200 EUR.