Best for: Dutch and EU savers who want bitcoin-only buys with iDEAL and a fee-free monthly allowance.
Consider if: You want bundled payouts that batch miner fees before moving sats to cold storage.
Not ideal when: You need Lightning withdrawals or non-EU payment rails.
Gotcha: Verification can require additional documents, so keep your ID and proof of address nearby.
Gotcha: Manual SEPA deposits take about one business day to clear before you can withdraw the resulting bitcoin.
Gotcha: Dynamic miner fees apply to every withdrawal, and urgent euro payouts cost 0.25% (minimum €7.50).
Most accounts are approved within minutes through the app, but manual review can extend the process if compliance needs extra documents.
Bitonic converts your standing SEPA payment as soon as the transfer arrives, then emails a receipt detailing the rate, fee allowance, and miner fee.
Yes. Edit the destination under Auto Invest or on the order form before the payout triggers so Bitonic pushes coins to the correct wallet.
iDEAL: free
Manual SEPA: free
Easy SEPA: 0.5%
Bancontact: 0.5%
Bitcoin: free
What happens:
iDEAL and Bancontact settle instantly, manual SEPA arrives within about one business day, and bitcoin deposits post as soon as the transaction confirms.
Save money:
Use iDEAL or manual SEPA for larger sums to avoid the 0.5% surcharge.
All deposit costs appear in the buy widget before you confirm.
1.0% service charge (Auto Invest: 0% up to €250/month, then 0.89%)
What happens:
Bitonic sells from its own inventory at an all-in price that includes the service charge and any payment surcharge.
Save money:
Use Auto Invest to take advantage of the €250 monthly fee holiday or scale into OTC desk rates for larger orders.
OTC quotes start at 0.9% for €200,000 orders and drop further at higher tiers.
Euro payout: free (urgent: 0.25%, minimum €7.50)
Bitcoin withdrawal: dynamic miner fee (targeting 3rd block)
What happens:
Standard euro payouts go out the next business day. Bitcoin withdrawals include a dynamic miner fee with free RBF bumps if confirmation lags.
Save money:
Skip urgent payouts unless timing is critical and use bundled purchases to batch bitcoin withdrawals.
Urgent payouts are available up to €10,000; contact support for larger express transfers.
No. iDEAL deposits are free and post instantly so you only pay the trading service charge.
Bitonic sets a dynamic miner fee that targets confirmation within three blocks and bumps it with Replace-By-Fee if confirmation lags.
Use the urgent payout when you need funds within the hour; it costs 0.25% with a €7.50 minimum and is available up to €10,000.
Best for: Instant euro funding for Dutch and Belgian customers
| Min per transaction | Shown after verification |
|---|---|
| Max per transaction | Shown after verification |
| Max per day | Shown after verification |
| Max per week | Shown after verification |
| Withdrawal eligibility | Available once your account passes compliance |
Best for: Larger deposits that can wait a day to avoid surcharge
| Min per transaction | Shown after verification |
|---|---|
| Max per transaction | Shown after verification |
| Max per day | Shown after verification |
| Max per week | Shown after verification |
| Withdrawal eligibility | Available once the transfer settles |
Best for: Hands-off DCA with 0% fee on first €250/month
| Min per transaction | €5 recommended minimum |
|---|---|
| Max per transaction | Set by your bank |
| Max per day | Set by your bank |
| Max per week | Set by your bank |
| Withdrawal eligibility | Triggers when bundle threshold hits |
Best for: Depositing funds when you want to <strong>sell</strong> bitcoin for euros.
| Min per transaction | No minimum |
|---|---|
| Max per transaction | No maximum |
| Max per day | No limit |
| Max per week | No limit |
| Withdrawal eligibility | Available after confirmation |
First €250/month free 0.89% beyond allowance
Bitonic waives service fees on the first €250 you auto-invest each month, so consistent DCA stays fee-free aside from miner costs.
Gotcha: SEPA processing still costs €0.15 per transfer and network fees apply when Bitonic sends coins on-chain.
Batch payouts automatically Fewer UTXOs & lower fees
Bundled purchases queue fills until your threshold hits, then broadcast one payout to cut miner fees and avoid dust.
Gotcha: Your bitcoin stays custodial until the bundle triggers, so pick a threshold that balances fee savings with exposure time.
Daily, weekly, or monthly Email receipts for every fill
Recurring buys convert SEPA arrivals to bitcoin automatically so you build a position without timing the market.
Gotcha: Amounts above the free allowance incur the 0.89% service charge, so adjust your plan if you notice diminishing returns.
Send straight to your wallet Keep Bitonic storage as a backup
Point every purchase to your wallet so coins settle on-chain immediately after payment clears.
Gotcha: On-chain withdrawals rely on network congestion, so expect dynamic miner fees even when Bitonic covers RBF bumps.
Cold storage keeps bitcoin offline so exchange failures cannot touch it.
Gotcha: Never photograph or email your seed phrase; offline copies are the only safe option.
Linking your address turns every purchase into an automatic withdrawal.
Gotcha: Double-check the pasted address and consider a second device for verification to avoid clipboard malware.
A small test confirms your address and workflow before larger amounts.
Gotcha: Choose a standard fee tier so the test confirms within an hour without overpaying.
Bundled purchases reduce miner fees while automating self-custody exits.
Gotcha: While funds are bundling they remain on Bitonic, so choose a threshold that balances fee savings with your appetite for custodial exposure.
No. Bitonic lets you update the destination before each payout, so you can rotate addresses to protect privacy.
Check your hardware wallet balance or look up the transaction ID on a block explorer once Bitonic emails the payout details.
Disable bundled purchases or switch the destination back to your Bitonic account, then re-enable external payouts when you're ready to sweep again.
Yes. You can exercise GDPR rights to access, correct, or request deletion, subject to Dutch legal retention rules.
All infrastructure is self-built and hosted in the Netherlands to keep data under Dutch jurisdiction.
Segregated foundation holds customer funds 1:1 with multisig cold storage.
Security overviewRegistered with De Nederlandsche Bank as virtual asset service provider.
LicensesGDPR-compliant with data stored on Dutch servers.
Privacy policyUser Agreement covers risks and personal/business account terms.
User Agreement
Bitonic is the oldest and largest Bitcoin-only broker in the Netherlands, founded in 2012, with a reputation for reliability and simplicity. They offer fast, automatic Bitcoin delivery via iDEAL, SEPA...
Bitonic is the oldest and largest Bitcoin-only broker in the Netherlands, founded in 2012, with a reputation for reliability and simplicity. They offer fast, automatic Bitcoin delivery via iDEAL, SEPA, and Bancontact, and their fully automated system ensures quick transfers.
Bitonic waives the service charge on the first €250 you auto-invest each calendar month, then charges 0.89% on additional volume plus a €0.15 SEPA processing fee and the prevailing network fee.
Yes. You can link a personal bitcoin address so every buy settles to your wallet or use bundled purchases to queue a larger payout that reduces miner fees.
Bitonic supports iDEAL and manual SEPA deposits for free, Bancontact and Easy SEPA at 0.5%, and bitcoin deposits without any surcharge.
Sales are reserved immediately and Bitonic submits the euro payout no later than the next business day, with an optional urgent transfer that costs 0.25% (minimum €7.50) for faster settlement.
You choose a personal or business flow, accept the User Agreement, and provide identity documents, address details, and IBAN information so Bitonic can meet Dutch compliance rules.
