Best for: Canadians who want non-custodial buys that land in their own wallet within minutes.
Consider if: You need Lightning or Liquid settlement and want live human support before moving larger wire transfers.
Not ideal when: You are outside Bull Bitcoin's supported regions or prefer leaving funds on a custodial exchange.
Gotcha: Bull Bitcoin cannot accept funds until your verification clears.
Gotcha: Interac transfers above 10,000 CAD require a wire, so plan large orders ahead.
Gotcha: Lightning invoices expire quickly; generate a fresh invoice if the order times out.
Most accounts approve within a few minutes during business hours; contact support if it takes longer than a day.
Cancel and recreate the order before the payout broadcasts, because Bull Bitcoin spends immediately once funding clears.
They trigger after your chosen funding method settles, so keep your Interac or wire limits open before the scheduled date.
Interac e-Transfer: no fee
Wire transfer: your bank may charge
Account balance: no fee
What happens:
Send Canadian dollars by Interac or wire; once Bull Bitcoin accepts the payment it credits your order and preps the payout.
Save money:
Use Interac for quick buys under 10,000 CAD and schedule wires for larger amounts or business transfers.
Interac deposits cap at 10,000 CAD per transfer, while wires have no maximum.
All-in spread: ~2% under $100,000 CAD
Prime volume: discounted pricing above $100,000 CAD
What happens:
Bull Bitcoin publishes live buy rates and locks the price you confirm, then sends the resulting bitcoin to your wallet.
Save money:
Monitor the Rates page before sending funds and onboard with Bull Bitcoin Prime when you expect larger monthly volume.
Prime discounts unlock once your cumulative trades cross $100,000 CAD.
Interac e-Transfer: no fee
Bill payment: no fee
Wire transfer: no Bull Bitcoin fee (your bank may charge)
What happens:
Bull Bitcoin locks the sell rate as soon as it sees your bitcoin, then delivers Canadian dollars to the payout option you chose.
Save money:
Use Lightning for smaller sells that need instant settlement and keep bill payments for merchants that accept e-Transfer timelines.
Lightning payins cap at 0.15 BTC per transaction; on-chain has no maximum.
Bull Bitcoin accepts Interac and bill payments without platform fees, though your bank may add charges on large wires.
The quoted exchange rate already includes the network fee, so your payout broadcasts without an extra charge; you can choose Lightning for fee-free settlement.
Once your monthly volume crosses $100,000 CAD, the Prime desk offers tighter spreads and concierge wire support.
Best for: Everyday buys up to 10,000 CAD per transfer.
| Min per transaction | $10 CAD |
|---|---|
| Max per transaction | $10,000 CAD |
| Max per day | Follows your bank's Interac limit |
| Max per week | Follows your bank's Interac limit |
| Withdrawal eligibility | Orders broadcast after Bull Bitcoin accepts the transfer. |
Best for: Large purchases above Interac limits and corporate onboarding.
| Min per transaction | $25 CAD |
|---|---|
| Max per transaction | No maximum |
| Max per day | No maximum |
| Max per week | No maximum |
| Withdrawal eligibility | Wires settle same or next business day before the payout broadcasts. |
Best for: Selling smaller amounts when you want near-instant Canadian dollar delivery.
| Min per transaction | No minimum |
|---|---|
| Max per transaction | 0.15 BTC |
| Max per day | 0.15 BTC |
| Max per week | Contact support for higher limits |
| Withdrawal eligibility | CAD payout starts after your Lightning payment settles. |
Best for: Buying bitcoin privately with cash at any Canada Post location.
| Min per transaction | No minimum |
|---|---|
| Max per transaction | $999.99 CAD |
| Max per day | No maximum |
| Max per week | No maximum |
| Withdrawal eligibility | Orders broadcast immediately. |
Under $1,000 CAD No ID required
Bull Bitcoin allows you to buy (via Cash at Canada Post), sell, or pay bills without identity verification for amounts under $1,000 CAD per transaction.
Gotcha: Cumulative limits may apply; larger amounts require ID verification.
Self-custodial settlement On-chain, Lightning, Liquid
Bull Bitcoin broadcasts every order to the address or invoice you provide, so you avoid leaving coins on an exchange. That keeps custody in your hands from the first purchase.
Gotcha: Double-check the address or invoice because the payout broadcasts automatically once your payment clears.
14,000+ Canadian billers Canada-only payouts
Bill Pay converts your bitcoin into CAD payments for credit cards, rent, and utilities, so you can settle legacy bills without touching a bank login.
Gotcha: Bill Pay currently supports Canadian billers only, so confirm availability before you send the order.
Schedule recurring buys Send straight to your wallet
Bull Bitcoin's recurring buy pulls from your bank funding and still sends the payout to your wallet, so you stack without leaving sats on the platform.
Gotcha: Recurring buys trigger after each funding clears, so Interac caps can delay the schedule if you hit daily limits.
Bull Bitcoin sends every buy straight to your address, so you need a self-custodial wallet ready before you fund an order.
Gotcha: Bull Bitcoin cannot pause a payout while you set up a wallet.
Each Bull Bitcoin buy broadcasts immediately, so paste a new address or Lightning invoice every time.
Gotcha: Lightning invoices expire quickly; generate a new one if the timer runs down.
A small order lets you prove your wallet and network choice before moving larger amounts.
Gotcha: Keep your wallet online so you spot the incoming transaction right away.
Recurring buys still pay out to your wallet, so match the cadence to your bank limits.
Gotcha: Interac caps reset daily, while larger recurring buys may need a scheduled wire.
No. Bull Bitcoin is non-custodial, so every buy needs a working address or invoice that you control.
Open your wallet or node to confirm the incoming transaction or check a block explorer so you know the broadcast succeeded.
Yes. Choose the network that fits each order and Bull Bitcoin settles using the details you provide.
No. Every buy or sell routes directly to the destination you provide, so there is no custodial balance to reclaim.
Use the settings inside the Bull Bitcoin web app or contact support to arrange data exports or deletion once regulatory retention windows allow.
Yes, for amounts under $1,000 | 0.01 BTC CAD. You can buy (via Cash/Canada Post), sell, or pay bills without ID. Larger amounts require full verification.
In-house processing engine for on-chain, Lightning, and Liquid payouts.
Security & operationsFINTRAC MSB registration #M16730720 (Canada).
Verify FINTRAC listingPrivacy policy detailing data handling and retention.
Privacy policy
Bull Bitcoin is a Canadian Bitcoin exchange that stands out by being entirely non-custodial, meaning users must provide their own wallet and take full ownership of their Bitcoin. It allows users to bu...
Bull Bitcoin is a Canadian Bitcoin exchange that stands out by being entirely non-custodial, meaning users must provide their own wallet and take full ownership of their Bitcoin. It allows users to buy Bitcoin directly to their own wallets, sell Bitcoin instantly without waiting for confirmations, and even pay bills, rent, and credit cards in Canada by converting Bitcoin to fiat without relying on traditional banks. This approach positions Bitcoin as a tool for everyday exchange, not just long-term saving.
Bull Bitcoin publishes an all-in CAD rate on its Rates page that already bakes in the spread, so the quote you confirm is what lands in your wallet. If you expect to cross $100,000 CAD in monthly volume you can request Bull Bitcoin Prime for tighter pricing.
As soon as Bull Bitcoin receives your Interac e-Transfer it broadcasts the payout over on-chain, Lightning, or Liquid, so the sats arrive within minutes. Pick the network before you confirm if you need instant Lightning delivery.
Bull Bitcoin is a FINTRAC-regulated MSB, which means you verify your ID and account before funding or requesting CAD payouts. Completing that step keeps them compliant while every buy still settles straight to your wallet.
Bull Bitcoin locks your sell rate the moment your bitcoin arrives and can send CAD to a bank account, Interac recipient, credit card, or more than 14,000 Canadian billers. You can route the payout to yourself or nominate a third-party recipient inside Canada.
Bull Bitcoin lets you paste a Bitcoin address, Lightning invoice, or Liquid address when you place a buy, so it settles on the network you choose. Use on-chain for larger orders and Lightning or Liquid when speed matters.
